The following links will provide you with help and information on:

Agreeing a repayment plan that is realistic and affordable
Sample letters to help you negotiate with your creditors
Protecting your assets against creditors and bailiffs

directs you to the most up to date help and support

Letter Templates Citizens Advice

Last Updated 26th October 2018

Information about the templates, when to use the letters as well as which letters to use and when

We have created a set of letter templates which you can use to write to your creditors

For debts owed to non-priority creditors, like credit card debts, overdrafts and other non-secured loans

Click here to visit Citizens Advice – For non-priority debts