The following links will provide you with help and information on:

Benefit decisions due to change of circumstances
The changes to your benefits / tax credits depending on your circumstances
How and who to notify regarding any changes in your health, family, or work life

directs you to the most up to date help and support

Get Debt Free StepChange Debt Charity

Last Updated 26th October 2018

Your finances are looked at to find the best possible situation for you

All the money you pay goes towards getting you debt free

You will get help to we work out your budget and surplus income

Click here to visit StepChange – Debt management & support

Tel: 0800 138 1111 Freephone (including all mobiles)


Online Debt Advice Service My Money Steps

Last Updated 26th October 2018

Online Advice will tell you what options will help to deal with your debts

A personal action plan to help you manage your money

It takes just 20 minutes to complete My Money Steps

Click here to visit My Money Steps – Easy steps to control debt

Tel:  0808 808 4000 (Freephone)

Struggling energy & water customers

Three new trust funds have been launched

To help people struggling with their energy and water bills

Applications include pensioners, people on low incomes, families and disabled people.

Click here to visit My Money Steps – Information on energy funds


Confidential Debt Advice Debt Advice Foundation

Last Updated 26th October 2018

Our aim is to help you regain control of your finances with free confidential debt advice

Debt Advice Foundation is a registered national debt advice and education charity

If you have a debt problem, Debt Advice Foundation can help you

Click here to visit Debt Advice Foundation – Debt advice & education

Tel: 0800 043 40 50 (Freephone)

Debt & money management tools

Debt Advice Foundation has developed a range of free tools and guides to help you

You’ll find practical help on how to manage your money more effectively

Debt Advisors are available Monday to Friday 8am to 8pm and Saturday 9am to 5pm

Click here to visit Debt Advice Foundation – debt tools


Factsheets, Sample Letters Citizens Advice

Last Updated 26th October 2018

As the UK’s largest advice provider, we are equipped to deal with any issue

Spanning Debt and Employment to Consumer and Housing plus everything in between

Our goal is to help everyone find a way forward, whatever problem they face

Click here to visit the Citizens Advice – Self Help

Click here to visit Citizens Advice – Factsheets & information

Budgeting Tool

An online calculator that helps you list all your household income and expenditure

Use the budgeting tool to work out how much you’ve got to pay off your non-priority debts

You will be able to print off a financial statement which you can use with your creditors

Click here to visit Citizens Advice – Budget planner